Your credit report is a MAJOR factor a credit provider may take into account when assessing your application for a loan, finance on any type of credit. Contray to popoular belif it is one factor you have some control over. If your loan or credit applications are being rejected ask the credit provider to explain exactly why and request your credit report for free. You cannot completly rewrite your credit history but you can take cirtian steps to create a brighter credit file future if you use credit wisely and regularly check your credit report status.
 

0.  CONTENTS:

1.  What is on my credit file?

2.  How long does my credit history stay on my credit report?

3.  How do I get a free copy of my credit file?

4.  Why is my credit file so important?

5.  How do I improve my credit file?